![]() Regardless, I only recommend products or services I use personally and believe will add value to my readers. This means if you click on the link and purchase the item, I will receive an affiliate commission. Home ĭisclosure: Some of the links in the post above are affiliate links.This list should give you a great starting point, and is exactly what I use on a regular basis. I think there is a time and place for super specific categories, but if you are just starting out, I would try not to make it too awfully complicated. Upload a personalized version in your OneDrive account for easy access via a mobile phone, computer, or tablet. It is the perfect tool to track monthly expenses and incomes effortlessly from work or home. Try to group each purchase based on similarities, and be as specific or as general as you’d like. Simple personal budget Excel worksheet lets you discover an in-depth pattern of your personal finances. Grab a scrap piece of paper, and write down every type of expense you can think of. Choose Your Spending Categoriesįirst, let’s begin with a super easy task – spending categories. The next few steps will show you exactly how to do this. And I mean every receipt, online purchase, and old school check you write – yes, everything! If you are serious about changing your financial habits, you need to commit to tracking absolutely everything from now on. It’s possible to customize each template, but your options are relatively slim versus a Tiller Money spreadsheet. Both sheets include basic how-to instructions to create your budget. A quick grocery store run here, a new pair of jeans there, and no sooner than you’ve made the choice to crack down on your spending, you’ve already overspent because you didn’t…you guessed it… keep track. Annual budget tracker List your monthly income and expenses by category to track your monthly progress. Microsoft 365 offers thousands of premium and professional templates for Excel, including one for a personal monthly budget. One of the keys to gaining control of your finances and learning how to manage money better, is knowing exactly where you spend your money.īelieve it or not, it’s absolutely impossible to keep track of everything in your head. To read all posts in order, start with Why You Need a Budget, then continue reading the rest of the series on this page. ![]() This is the third post in the Creative Savings’ Beginners Guide to Budgeting Series. ![]() Included on this page, you’ll find a small business expense template for monthly and daily tracking, a template for tracking startup expenses, and a spreadsheet for monitoring income and expenses. If you’re serious about changing your financial habits, you need to keep track of ALL your spending! The FREE printable expense tracker found in this post is an essential tool for accountability and change. Accurately tracking expenses whether with a report, spreadsheet, or tracker can help keep your spending on budget. ![]()
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